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J

Jalousie window A window that consists of vertical rows of horizontal glass slats that operate together by a crank mechanism that connects all the slats.

Joint liability The responsibility of two or more people to fulfill the terms of a home loan or debt.

Joint tenancy Ownership by two or more people that gives equal shares of a piece of property. Rights pass to the surviving owner or owners.

Joist A floor or ceiling support member supported by foundation walls, piers or beams. Subflooring is connected to floor joists.

Judgment The decision of a court or law. If a court decides that a person must repay a debt, a lien may be placed against that person's property.

Judicial foreclosure A procedure to handle foreclosure proceedings as civil matters.

Jumbo mortgage Loans that exceed limits set by Fannie Mae and Freddie Mac. The current limit is $300,700.

Junior mortgage A loan that subordinate to the primary loan.